Credit Cards

Capital One SavorOne is the best attraction cash back card. this is why


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As some Americans begin planning for spring or summer break, rising ticket prices at popular attractions across the country may add to the influx of rising costs in recent months. But with the right credit card, you can mitigate some of those extra costs in rewards value.

Tickets to some of the country’s top attractions are at their highest in four years, with some tickets costing up to 100% more. Admission to Funland, an amusement park in Delaware, has risen from $15 in 2017 to $30 today, according to a study by coupon site DealA. And the Metropolitan Museum of Art in New York City moved from a donation-based pay-as-you-want system to a standard $25 admission price.

But some credit cards offer rewards you can use to save on attraction visits, whether you’re planning a spring break road trip or spending a weekend exploring your own city, even when prices they increase. Plus, you can further boost your rewards earnings with savings on everyday purchases. Our favorite card right now for saving on entertainment and other tourist attractions is the Capital One SavorOne Cash Rewards Credit Card, which offers cash rewards on entertainment, dining, groceries, and streaming services with no annual fee.

Here’s how you can use it to save on purchases at home and on the go, while making the most of your entertainment benefits.

How to maximize the Capital One SavorOne card

Cash Back Rewards

The Capital One SavorOne Cash Rewards Card has nice cash rewards that could be used for entertainment and everyday spending. You’ll earn 3% cash back on select bonus categories, including dining, entertainment, popular streaming services, and grocery stores (excluding big box stores like Walmart and Target); and 1% cash back on all other purchases. The card also offers up to 8% cash back on Vivid Seats ticket purchases through January 2023.

Based on average American spending data from the Bureau of Labor Statistics, we estimate the value of this card to be $355 per year, after a value of $555 the first year, thanks to the welcome bonus. This is how you can maximize the reward categories:

Entertainment

If you’re planning a trip, this card’s entertainment bonus category is great for attractions you’ll visit while traveling, from museums to sporting events. But it can also come in handy at home, whether you have kids who enjoy days at the zoo or aquarium, or you’re an avid movie buff who frequents the movies. Here’s a full list of what Capital One includes in the entertainment category:

  • Cinemas
  • Sports promoters (professional and semi-professional live events)
  • theatrical promoters
  • amusement parks
  • Sights
  • aquariums
  • zoos
  • dance halls
  • record stores
  • Billiard rooms or bowling alleys

In addition to the 3% rewards, you can earn even more on tickets with Capital One’s partnership with VividSeats. If you buy event tickets through Vivid Seats, you’ll get 8% cash back through January 2023.

Food

You’ll earn the same 3% cash back rate when dining with this card, from restaurants and cafes to bakeries and fast food chains. For example, use your SavorOne card when you get your morning Starbucks coffee or for your next order to go. This bonus category is also useful when traveling between vacation attractions, especially if you like to try new restaurants when you travel.

streaming services

Be sure to set your SavorOne card as your preferred payment method on your monthly streaming platforms to earn 3% cash back. Many popular music and video streaming services are eligible, including Netflix and Hulu. However, Prime Video, AT&T TV, and Verizon FIOS on Demand do not qualify for entertainment cash back rewards. Audiobook subscription services and fitness programs also do not qualify.

Groceries

You’ll also earn 3% cash back at groceries, including supermarkets, dairy stores and specialty markets. But there are exclusions: Superstores like Walmart and Target are excluded, as are purchases made at discount stores, specialty stores, and warehouse clubs (like Costco and Sam’s Club). These retailers only qualify for 1% cash back.

If you spend $400 per month on eligible groceries and use your SavorOne card, you can earn $12 per month in cash back, for a total of $144 in cash back each year on groceries.

welcome bonus

With the Capital One SavorOne Cash Rewards Card, you can earn a $200 welcome bonus when you spend $500 within the first three months of account opening. Before you apply, consider timing your application for when your next purchases can help you reach this spending threshold more easily.

For example, maybe you’re planning a road trip to a concert this summer. As you plan your trip, you can earn your welcome bonus and rewards by loading concert tickets to your SavorOne card, along with regular grocery, streaming and dining bills. Then you’ll also have the card when you’re ready to take your trip, so you can save on more entertainment and dining along the way.

0% APR

The Capital One SavorOne Cash Rewards Card has a 0% introductory APR for purchases and balance transfers for the first 15 months after account opening, and a variable APR of 14.99% to 24.99% after that . If you plan to use the card for attractions or dining out on an upcoming trip, you can take advantage of the 0% introductory APR to pay for your vacation expenses over time without paying interest or taking on debt.

Just remember to pay your balance in full at the end of 15 months. Otherwise, you will pay interest on the remaining balance.

  • Introductory Offer:
  • Annual quota:

    $0

  • ordinary APR:

    14.99% – 24.99% (variable)

  • Recommended credit:

    670-850 (Good to Excellent)

  • More informationexternal link icon On our partner’s secure site
  • Introductory Offer:
  • Annual quota:

    $95

  • ordinary APR:

    15.99% – 23.99% (variable)

  • Recommended Credit:

    670-850 (Good to Excellent)

  • More informationexternal link icon On our partner’s secure site
  • Introductory offer:
  • Annual quota:

    $0*

  • ordinary APR:

    13.99% – 23.99%* (varies)

  • Recommended Credit:

    670-850 (Good to Excellent)

  • More informationexternal link icon On our partner’s secure site

Should you use a credit card for entertainment?

Using a credit card for tickets to concerts, amusement parks, and other entertainment can be a great way to earn rewards for expensive ticket and entry prices. The Capital One SavorOne Cash Rewards Card not only offers a great rewards rate for those purchases, which are expensive but might be less frequent in your budget, but also for everyday spending and home entertainment.

Just remember to practice good credit habits by charging only what you can afford, paying your balance in full each month, and keeping your credit utilization ratio low.

Other cash back cards with entertainment benefits

Capital One Savor Rewards Credit Card

With the Capital One Savor Rewards Credit Card, you can earn unlimited 4% cash back on dining, entertainment and streaming services. And you’ll get 3% cash back at groceries and 1% on all other purchases. The 8% cash back partnership with Vivid Seats (until January 2023) also applies with this card.

The card comes with a $95 annual fee and a $300 cash bonus when you spend $3,000 within three months of opening the account. Based on average spend, we’ve calculated that most people can get more value from the SavorOne over the long term for free, despite the higher value in the first year after the bonus. But the Savor may be worth it if most of your spending is on entertainment, dining, and streaming.

Citi Custom Cash℠ Card

The Citi Custom Cash℠ card allows you to earn 5% cash back on your primary eligible spending category, up to the first $500 spent each billing cycle, and 1% cash back after that. The card also offers unlimited 1% cash back on all other purchases. Your top spending category is applied automatically, so you don’t need to activate or subscribe to get the rewards rate. Eligible categories include live entertainment, select restaurants, travel and transit, among others.

You can also earn a $300 welcome bonus when you spend $750 within the first three months of account opening.

Blue Cash Preferred® Card from American Express

If you prefer live and home entertainment, you may prefer the American Express Blue Cash Preferred® Card. Offers 6% cash back at groceries up to $6,000 per year, then 1% thereafter. And you’ll get 6% cash back on select subscription services. Plus, you’ll earn 3% on gas and transit, including taxis, rideshares, parking, buses and more, which can help you save money when you travel to an event or activity. The 1% cash back is for all other purchases.

You can also earn a $300 welcome bonus if you spend $3,000 within the first six months of account opening.

US Bank Cash + Visa Signature Card

If you like to watch TV shows and movies, the US Bank Cash+ Visa Signature Card is a good option. You’ll earn 5% cash back on up to $2,000 in combined quarterly spending in two categories of your choice, then 1% after that. Categories include movie theaters, television, Internet, and streaming services; ground transportation; and more. You can also get unlimited 2% cash back in another category of your choice, between gas stations, supermarkets and restaurants.

The card is also a Visa Signature card and comes with a $200 welcome bonus after spending $1,000 within 120 days of account opening.

Bottom line

While a card like SavorOne can help you save money on leisure activities, it’s best to only load what you can pay in full each month and look for rewards on purchases already in your highest spending categories. The best way to use a cash back credit card for entertainment is to choose a card with rewards and perks that you can use for nights out and excursions, as well as your everyday spending.

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