Credit Cards

Delta SkyMiles Blue American Express Card Review

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Editor’s Score: (N/A)

Last updated February 7, 2022

All reviews are prepared by NextAdvisor staff. The opinions expressed therein are solely those of the reviewer. Information, including card rates and fees, presented in the review is accurate as of the review date.

Reward rate:

Earn double miles per dollar at restaurants around the world, plus carryout and delivery in the US Earn double miles per dollar spent on Delta purchases. Earn 1X Mile on all other eligible purchases.

NextAdvisor’s Take

advantages

  • Earn Delta SkyMiles with no annual fee
  • No foreign transaction fees
  • Discounts on purchases on board

Cons

  • high APR
  • Relatively low welcome offer
  • Comes with almost no frequent flyer perks

The bottom line

The Delta Skymiles Blue American Express Card is Delta’s only co-branded credit card with no annual fee. It doesn’t offer many perks for travelers, but this card can help you earn SkyMiles on all your purchases, plus extra rewards on Delta airfare and restaurant spending.

Additional card details

  • Qualify for a 20% discount on purchases on board
  • Eligible for Amex offers
  • Eligible for Delta “Pay with Miles” redemptions
  • Like most Amex cards, it comes with a free ShopRunner membership, which extends free two-day shipping at eligible stores.
  • Some travel and purchase protections
  • Amex Pay it, plan it
  • No annual fee
  • No foreign transaction fees
  • Variable APR from 15.74% to 24.75%

Delta SkyMiles Blue American Express Card Full Review

card type

The Delta SkyMiles Blue American Express Card is a co-branded airline credit card that earns miles for Delta’s SkyMiles loyalty program.

Annual quota

This card does not charge an annual fee, which is relatively rare among airline credit cards.

Welcome Offer

After approval, you can earn 10,000 bonus miles after spending at least $500 on new purchases within three months of account opening.

introductory offer

This card does not offer an introductory APR for purchases or balance transfers.

rewards

You’ll earn double miles on all Delta purchases and purchases made at restaurants worldwide with the Delta SkyMiles Blue American Express Card. All other purchases earn 1X miles per dollar.

pro tip

Looking for more ways to earn Delta miles? Check out the non-co-branded Amex Membership Rewards cards that allow you to transfer points into the Delta SkyMiles program.

Rate

This airline card comes with no annual fee or foreign transaction fees. Fees that may apply include a 3% balance transfer fee (minimum $5) and a 5% cash advance fee (minimum $10). However, since there is no introductory offer for balance transfers, it is not a good option for paying down debt.

Other fees to be aware of include a late payment fee and a returned payment fee, which can be up to $40. You may also incur a penalty APR of up to 29.99% for late or returned payments. This card does not charge a fee for going over the limit.

Other benefits

While the Delta Skymiles Blue American Express Card doesn’t include the same frequent flyer benefits as other Delta co-branded credit cards, you’ll still get a 20% discount on in-flight purchases made with your card.

This card is also eligible for Amex offers (specific savings and rewards at certain retailers) and comes with a free ShopRunner membership, secondary rental car coverage, extended warranties, and purchase protection against damage or theft.

Benefits of the Delta SkyMiles Blue American Express Card

Consider this card if you want to earn Delta SkyMiles without paying an annual fee.

This is the only Delta co-branded card that doesn’t charge a fee, and the card in the next price tier (the Delta SkyMiles Gold American Express Card) charges a $99 annual fee, which is waived the first year. While you won’t get many extra benefits, you can use this card to double your miles on Delta and restaurant spending while traveling and at home.

Disadvantages of the Delta SkyMiles Blue American Express Card

While the Delta SkyMiles Blue American Express Card allows you to earn miles with no annual fee required, it may not be the best travel card option for you. Compared to other co-branded options, it lacks significant frequent flyer benefits, which may be some of the most valuable benefits of an airline credit card in the first place.

For example, other Delta credit cards come with benefits like a free checked bag, priority boarding and a “Status Boost” feature that allows you to earn miles toward Delta Medallion status through credit card spending.

Some of these features can also save you much more than the cost of an annual fee, even if you only fly a few times a year. For example, the free checked baggage benefit on the Delta SkyMiles Gold American Express Card is valid for the cardholder and up to eight companions on the same itinerary. Considering that Delta checked bags typically cost $30 each way, the average family of four could save $240 round trip with this benefit.

How to use the Delta SkyMiles Blue American Express Card

To maximize your Delta Skymiles Blue American Express Card, simply use your card for all of your everyday purchases and you’ll earn miles over time. If you use your card for Delta dining and airfare purchases, you’ll earn double miles on those purchases. And when you fly Delta, use your card on board to get 20% off food, beverages, headsets and other in-flight purchases.

In the meantime, be sure to pay your bill in full each month to avoid interest charges. If you don’t, the high variable APR you’ll pay will outweigh any benefit from the miles you earn.

When you’re ready to redeem your miles, you can choose to book with Delta or the airline’s SkyTeam partners to more than 1,000 destinations worldwide. This card also comes with a “Pay with Miles” feature that allows you to redeem miles for discounted flights at a rate of one cent per mile. Just keep in mind that you can only use Pay with Miles to reduce the cost of your flight in increments of 5,000 miles or $50.

Delta SkyMiles Blue American Express Card Compared to Other Cards

More information external link icon

Delta SkyMiles® Blue Card American Express

Editor’s Score: (N/A)

Editor’s Score: (N/A)

Last updated February 7, 2022

All reviews are prepared by NextAdvisor staff. The opinions expressed therein are solely those of the reviewer. Information, including card rates and fees, presented in the review is accurate as of the review date.

More information external link icon Delta SkyMiles® Gold Card American Express

Delta SkyMiles® Gold Card American Express

Editor’s Score: (3.85/5)

Editor’s Score: (3.85/5)

bounty rate: 4.0

welcome bonus: 3.5

other benefits: 3.5

value per annual fee: 4.5

scope and value of the program: 4.0

travel and purchase protections: 4.0

Last updated February 7, 2022

All reviews are prepared by NextAdvisor staff. The opinions expressed therein are solely those of the reviewer. Information, including card rates and fees, presented in the review is accurate as of the review date.

  • Introductory Offer:
  • Annual quota:

    $0 introductory annual fee for the first year, then $99

  • ordinary APR:

    15.74% to 24.74% Variable

  • Recommended credit:

    670-850 (Good to Excellent)

  • Learn moreexternal link icon On our partner’s secure site View Rates & Charges, terms apply.

More information external link icon Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Editor’s Score: (4.5/5)

Editor’s Score: (4.5/5)

bounty rate: 4.5

welcome bonus: 4.0

other benefits: 4.0

value per annual fee: 4.5

other cost rates: 4.0

transfer partner options: 5.0

travel and purchase protections: 5.0

Last updated February 7, 2022

All reviews are prepared by NextAdvisor staff. The opinions expressed therein are solely those of the reviewer. Information, including card rates and fees, presented in the review is accurate as of the review date.

  • Introductory Offer:
  • Annual quota:

    $95

  • ordinary APR:

    15.99%-22.99% Variable

  • Recommended Credit:

    670-850 (Good to Excellent)

  • Apply Nowexternal link icon On Chase’s secure site

Is the Delta SkyMiles Blue American Express Card Right for You?

If you want to earn Delta SkyMiles with no annual fee, the Delta Skymiles Blue American Express Card can help you earn bonus miles on your spending. However, if you want frequent flyer perks like free checked bags and priority boarding, you’ll want to look at other co-branded Delta cards. Even if you only fly a couple of times a year, you can easily get your fare back if you can take advantage of the extra benefits.

Also consider whether a co-branded airline card is right for you. You can get more value from a general travel rewards card if you travel often but aren’t loyal to just one airline, for example. Or if you travel infrequently, you may find a rewards cash back card on everyday spending like groceries or gas that offers a more lucrative rewards value. Compare your budget and most frequent purchases with the best credit cards on the market today to find the best option for your pocket.

Frequently asked questions (FAQ)

What credit score do you need for the Delta SkyMiles Blue American Express Card?

You’ll need good or excellent credit to qualify for this card, or a credit score of at least 670.

Is the Delta SkyMiles Blue American Express card metallic?

The Delta SkyMiles Blue American Express Card is not a metal credit card.

Does the Delta SkyMiles Blue American Express Card charge foreign transaction fees?

The Delta SkyMiles Blue American Express Card does not charge foreign transaction fees.

Does the Delta SkyMiles Blue American Express Card get a free checked bag?

You won’t get a free checked bag with the Delta SkyMiles Blue American Express Card, but you will get a 20% discount on in-flight purchases made with your card.

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